About
INSTITUTIONAL NETWORK
Low-risk, high-return credits for U.S. banks
Grow and diversify your bank’s loan portfolio with BHG Financial’s premium-quality assets.
Infographic indicating the locations of BHG Financial Institutional Network partnerships.
$1.4 Billion
Interest income earned by
our network banks
23 Years
In business serving
community banks
$3 Trillion+
Combined assets of banks
on our network
$2.8 Billion+
Notes issued through
9 ABS transactions
INSTITUTIONAL NETWORK BENEFITS
See why 1,600+ banks have partnered with us
Institutional Network banks have profited from their access to our simple, fixed-rate, amortizing principal and interest loans with a weighted average FICO over 740, which outperform tier one marketplace super-prime lenders.
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Strong interest income
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Superior credit quality
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No origination costs
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Credit enhancements
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Direct ACH payments
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No membership fees
Premier Credit Quality
Get exclusive access to the nation’s top borrowers
For nearly a quarter-century, BHG Financial has originated and funded $18.8+ billion in loans to borrowers with exceptional credit quality.
After rigorous credit analysis, only 5% of our monthly leads are funded. See our borrowers’ weighted average (WA) credit characteristics below.
WA Annual income
$275K
WA Years in industry
19
WA FICO
742
Average loan size
$111K
Institutional Network Benefits
See why 1,600+ banks have partnered with us
Institutional Network banks have profited from their access to our simple, fixed-rate, amortizing principal and interest loans with a weighted average FICO over 740, which outperform tier one marketplace super-prime lenders.
Image is an example only and does not reflect actual customer information.
Thursday, June 20 | 1:00 PM EST
June CEO Brief
In this month’s webinar, hear an in-depth analysis about our credit models and how they identify a borrower's propensity to pay during our CEO Brief.
Committed to being your financial partner
BHG Financial is committed to the success of our customers.
Institutional Network Benefits
See why 1,600+ banks have partnered with us
Institutional Network banks have profited from their access to our simple, fixed-rate, amortizing principal and interest loans with a weighted average FICO over 740, which outperform tier one marketplace super-prime lenders.
¹ Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant's credit profile. Finance amount may vary depending on the applicant's state of residence.
² BHG Financial business loans typically range from $20,000 to $250,000; however, well-qualified borrowers may be eligible for business loans up to $500,000.
³ This is not a guaranteed offer of credit and is subject to credit approval.
Testimonial(s) based on unique customer experience. Individual customer experiences may vary.
For California Residents: BHG Financial loans made or arranged pursuant to a California Financing Law license - Number 603G493.
IMPORTANT INFORMATION ABOUT ESTABLISHING A NEW CUSTOMER RELATIONSHIP
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.
