INSTITUTIONAL NETWORK

Low-risk, high-return credits for U.S. banks

Grow and diversify your bank’s loan portfolio with BHG Financial’s premium-quality assets.

Infographic indicating the locations of BHG Financial Institutional Network partnerships.

$1.4 Billion

Interest income earned by
our network banks

23 Years

In business serving
community banks

$3 Trillion+

Combined assets of banks
on our network

$2.8 Billion+

Notes issued through
9 ABS transactions

INSTITUTIONAL NETWORK BENEFITS

See why 1,600+ banks have partnered with us

Institutional Network banks have profited from their access to our simple, fixed-rate, amortizing principal and interest loans with a weighted average FICO over 740, which outperform tier one marketplace super-prime lenders.
 

Top Icon


Set preferences

Easily filter your loan search parameters by yield, FICO, term, income, and more.

Top Icon


Set preferences

Easily filter your loan search parameters by yield, FICO, term, income, and more.

Top Icon


Set preferences

Easily filter your loan search parameters by yield, FICO, term, income, and more.

Image is for illustrative purposes only and does not reflect actual customer information.

HELPFUL THINGS TO KEEP IN MIND

Understanding the practice acquisition 
market and the benefits of buying

A medical practice acquisition can be a lucrative investment. However, it’s important to understand your options and what to expect when evaluating purchase opportunities. Here are some key insights to consider.

  1. Generally, immediate cash flow and faster return on investment

  2. Retrofitted office space

  3. Medical equipment and technology

  4. Trained staff

  5. Existing vendor relationships

PREMIER CREDIT QUALITY

Get exclusive access to the nation’s top borrowers

For nearly a quarter-century, BHG Financial has originated and funded $18.8+ billion in loans to borrowers with exceptional credit quality.
After rigorous credit analysis, only 5% of our monthly leads are funded. See our borrowers’ weighted average (WA) credit characteristics below.

WA Annual income
$275K

WA Years in industry
19

WA FICO
742

Average loan size
$111K

HELPFUL THINGS TO KEEP IN MIND

Understanding the practice acquisition 
market and the benefits of buying

A medical practice acquisition can be a lucrative investment. However, it’s important to understand your options and what to expect when evaluating purchase opportunities. Here are some key insights to consider.

1. Start an application

Unlike other lenders, we won't ask for unnecessary paperwork. It’s easy and there’s no impact to your credit score to apply.2

2. Get your funding decision

Approval can take as little as 24 hours.6 Our dedicated loan specialists will review your application and qualifications, tailoring a loan solution for your financing needs.

3. Receive funds fast

If approved, you will receive your funds in one lump sum in as few as 3 days for business loans and 5 days for personal loans.6

INSTITUTIONAL NETWORK BENEFITS

See why 1,600+ banks have partnered with us

Institutional Network banks have profited from their access to our simple, fixed-rate, amortizing principal and interest loans with a weighted average FICO over 740, which outperform tier one marketplace super-prime lenders.
 

¹ Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant's credit profile. Finance amount may vary depending on the applicant's state of residence.

² BHG Financial business loans typically range from $20,000 to $250,000; however, well-qualified borrowers may be eligible for business loans up to $500,000.

³ This is not a guaranteed offer of credit and is subject to credit approval.

Testimonial(s) based on unique customer experience. Individual customer experiences may vary.

For California Residents: BHG Financial loans made or arranged pursuant to a California Financing Law license - Number 603G493.

IMPORTANT INFORMATION ABOUT ESTABLISHING A NEW CUSTOMER RELATIONSHIP
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.