INSTITUTIONAL NETWORK

Low-risk, high-return credits for U.S. banks

Grow and diversify your bank’s loan portfolio with BHG Financial’s premium-quality assets.

INSTITUTIONAL NETWORK

Low-risk, high-return credits for U.S. banks

Grow and diversify your bank’s loan portfolio with BHG Financial’s premium-quality assets.

Christopher Cali, Esq.
Chief Legal Officer
https://www.linkedin.com/in/christopher-cali-7622489

Attorney Chris Cali was appointed Chief Legal Officer of BHG in 2007. He is responsible for all aspects of BHG’s legal affairs. From compliance to collections litigation and customer service, Chris brings a wealth of knowledge and expertise to BHG.

Prior to joining the firm, Chris owned and operated a legal practice in New York where he concentrated on commercial transactions and corporate representation. He is licensed to practice law in the state of New York, where he is a member of both the New York State and Onondaga County Bar Associations.

Chris earned his Juris Doctor cum laude from Suffolk University Law School, where he was a member of the Moot Court Board. He also earned a master’s degree from Regent University, as well as a bachelor’s degree from the State University of New York at Oswego.

Gale Simons-Poole
Chief Regulatory Relations Officer
https://www.linkedin.com/in/gale-simons-poole-68a12216

As Chief Regulatory Relations Officer (SBA), Gale Simons-Poole expertly navigates regulatory and compliance matters for BHG lending programs including SBA and also supports BHG’s risk management and reporting. Leveraging her deep industry experience, she ensures the highest standards are met.

Gale’s three decades in bank supervision include 23 years with the Federal Deposit Insurance Corporation (FDIC), most recently as Deputy Regional Director, Risk Management Supervision. Prior to joining BHG, she spent seven years as Director for Promontory Financial Group, advising clients from large insured national banks to community banks.

Gale holds an MBA from Louisiana Tech University and a bachelor’s degree from Black Hills State University.

Jim Kennedy
Sr. Director, Compliance Program
https://www.linkedin.com/in/jim-kennedy-23760312

Jim Kennedy serves as the Senior Director of BHG’s Compliance Program, seamlessly administering BHG's Compliance Risk Management Program, ensuring compliance with laws, regulatory requirements, policies, and procedures, and identifying strategic compliance-related objectives. He brings deep financial industry experience and a wealth of knowledge to his role at BHG.

Prior to joining the firm, Jim was the Chief Compliance Officer at Green and Seifter Investment Advisors, where he was responsible for the compliance oversight of the firm's investment advisory representatives and the daily operations of the SEC-registered investment advisor.

Jim earned his bachelor’s degree in Finance from Boston College's Wallace E. Carroll School of Management.

Edmund Durant

Chief Credit Officer

INSTITUTIONAL NETWORK

Low-risk, high-return credits for U.S. banks

Grow and diversify your bank’s loan portfolio with BHG Financial’s premium-quality assets.

THE BHG FINANCIAL DIFFERENCE

Say goodbye to one-size-fits-all financial solutions

At BHG Financial, we understand busy professionals like you. Whether you’re looking to take your career or business to the next level or have personal goals to reach, we offer large loan amounts and extended payment terms.1 That means a more affordable monthly payment to accomplish your financial goals.

Top Icon

 

Consumer fairness

We conduct regular testing, risk-based monitoring, and reporting to prevent discrimination and ensure equity and fairness in every stage of our process.

Learn More
Top Icon

 

Consumer fairness

We conduct regular testing, risk-based monitoring, and reporting to prevent discrimination and ensure equity and fairness in every stage of our process.

Learn More
Top Icon

 

Consumer fairness

We conduct regular testing, risk-based monitoring, and reporting to prevent discrimination and ensure equity and fairness in every stage of our process.

Learn More

WAYS TO USE YOUR LOAN

What is a Startup Loan?

If you've ever considered the idea of being an entrepreneur, buying into a practice, or simply pursuing a passion venture without leaving your day job, then our Startup Loan is for you. BHG Financial uses your W-2 or personal salaried income to make a lending decision while most lenders require a new business pro forma/P&L. We believe your professional success is an indication of your future entrepreneurial success.

Information provided to buy and underwrite loans 

Below are examples of reports and credit intelligence we generally provide, so banks can make well-informed underwriting and purchasing decisions.

  1. Start a business

  1. Practice acquisition

  1. Passive investment

  1. Start a business

  1. Practice acquisition

  1. Passive investment

  1. Start a business

  1. Practice acquisition

  1. Passive investment

  1. Start a business

  1. Practice acquisition

  1. Passive investment

Information provided to buy and underwrite loans 

Below are examples of reports and credit intelligence we generally provide, so banks can make well-informed underwriting and purchasing decisions.

  1. Start a business

  1. Practice acquisition

  1. Passive investment

  1. Start a business

  1. Practice acquisition

  1. Passive investment

  1. Start a business

  1. Practice acquisition

  1. Passive investment

Committed to being your financial partner

BHG Financial is committed to the success of our customers.

With this loan, I can expand my operations and attract a lot of new customers.

- Philip

All my experiences with BHG have been outstanding. They make everything very easy.

- Dennis Sierra, DMD

I’m planning to do business with BHG for all my business & personal financial needs.

- Eliza Rivera-Mitu

INSTITUTIONAL NETWORK BENEFITS

See why 1,600+ banks have partnered with us

Institutional Network banks have profited from their access to our simple, fixed-rate, amortizing principal and interest loans with a weighted average FICO over 740, which outperform tier one marketplace super-prime lenders.
 

  1. Section

¹ Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant's credit profile. Finance amount may vary depending on the applicant's state of residence.

² BHG Financial business loans typically range from $20,000 to $250,000; however, well-qualified borrowers may be eligible for business loans up to $500,000.

³ This is not a guaranteed offer of credit and is subject to credit approval.

Testimonial(s) based on unique customer experience. Individual customer experiences may vary.

For California Residents: BHG Financial loans made or arranged pursuant to a California Financing Law license - Number 603G493.

IMPORTANT INFORMATION ABOUT ESTABLISHING A NEW CUSTOMER RELATIONSHIP
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.